Presented by the Insurance Law Section
CLE Credit: 2.0 Hours
About the Program:
Although Connecticut has not suffered any major weather events of late, it is only a matter of time before another major storm hits. This program consists of a CLE presentation on how to advise clients dealing with losses caused by natural disasters, followed by a hands-on training to become a CBA Disaster Hot Line volunteer.
The seminar will provide an overview of homeowner’s and commercial insurance policies, review pertinent exclusions in those policies as well as the basics of business interruption coverage, discuss the National Flood Insurance Program, and provide guidance on the claims handling process and proof of loss.
In response to previous major weather events, such as Tropical Storm Irene and “Superstorm Sandy,” the CBA has provided a free public Hot Line, staffed by member volunteers, to offer storm victims insurance advice and information on available resources. This program will be free of charge to members who agree to serve as a Hot Line volunteer for a period of at least two years. The requested commitment is one half-hour consultation on a pro bono basis. The hotline training session features representatives of the Connecticut Insurance Department and FEMA, and will equip lawyers to assist the public in a time of need.
 If the matter needs continuing assistance thereafter, you can either retain the matter on a pro bono basis, refer it to the lawyer referral service of the appropriate county bar association (all of which have been advised of the program) or we will attempt to place it, pro bono, with other CBA lawyers.
Who Should Attend:
Anyone interested in understanding insurance policies, what is and what is not covered when it comes to storm damage, and how to navigate claims and coverage disputes with insurers should attend. Anyone interested in understanding the full range of available resources when disaster strikes, and anyone interested in serving as a CBA Disaster Hot Line pro bono volunteer should also attend.
You Will Learn:
- About insurance policy coverage (and exclusions) for losses caused by natural disasters
- The basics of business interruption insurance
- About the National Flood Insurance Program
- How to become a CBA Natural Disaster Hot Line volunteer
Regen O'Malley, Gordon & Rees LLP, Glastonbury
Karen Cusato, CPA, CFE, Cusato Consulting, LLC, Westport
Bob Desaulniers, CPCU, CFM, ANFI, AAI, Insurance Specialist, New England - Region 1, FEMA, Boston
Gerald P. Dwyer, Jr., Robinson & Cole LLP, Hartford
Marshall Gilinsky, Anderson Kill, Burlington, Vermont
Peter Kochenburger, Executive Director of the Insurance LLM Program and Deputy Director of the Insurance Law Center, UConn Law School, Hartford
Gerard O'Sullivan, Director of Consumer Affairs for the State of Connecticut Insurance Department, Hartford
9:30 a.m. – Introduction of Speakers and Program – Regen O’Malley
9:40 a.m. – Overview of Property Loss & Common Policy Exclusions Under Homeowners and Commercial Insurance Policies - Marshall Gilinsky
10:20 a.m. – Business Interruption Insurance - Gerald P. Dwyer, Jr.
10:40 a.m. – Nuts and Bolts of Claims Handling - Karen Cusato & Peter Kochenburger
a. Claims Handling Tips
b. Quantification and Related Documentation
c. How to Work with Adjusters and their Experts
11:10 a.m. – Break
11:20 a.m. – Review of Training Materials and Discussion of Hot line - Regen O'Malley
11:40 a.m. – National Flood Insurance Program & FEMA - Bob Desaulniers
12:00 p.m. – CID and Other Resources - Gerard O’Sullivan
12:20 p.m. – Questions and Answers
Event Cost: (Includes snacks and parking at 35 Bank Street)
Law Students: Free
**Attorneys who volunteer for the CBA Disaster Storm Hot line can attend this program at no cost. Please call the CBA Member Services Center at (860) 223-4400 for more details**
Materials for this seminar will be e-mailed to registrants prior to the seminar for download. No paper copies will be prepared. Please note that refunds will not be granted once course materials have been received.
The Connecticut Bar Association/CT Bar Institute is an accredited provider of New York State CLE. This program qualifies for transitional and non-transitional credits. Financial hardship information available upon request