The Connecticut Bar Association now offers a health insurance plan exclusively for solo practitioners. The fully funded health plan with Anthem Blue Cross Blue Shield (BCBS) features seven coverage options designed to meet your unique needs. The plan requires no medical underwriting or health questions. Enrollment opens on the 1st of each month, with coverage beginning on the 1st of the following month after premium payment.
CBA Member Insurance Solutions, in collaboration with Key Risk Underwriters, has partnered with 1099 Workers, a platform built to empower professionals like you. Through 1099 Workers, you gain access to a comprehensive suite of benefits typically offered by traditional employers, supporting your professional and personal goals while preserving autonomy.
FIND OUT MORE ABOUT ANTHEM BLUE CROSS BLUE SHIELD AND ACCESS A BONUS DISCOUNT RX CARD
(CBA Membership Required)
Solo Health Insurance Q&A
Monthly enrollment is available. Enroll on the 1st of any month with premium payment. Coverage begins the 1st of the following month. Example: Enroll Aug. 1, coverage starts Sept. 1. Find answers to common questions or contact our team at 888-201-0904. For membership questions please contact CBA's Membership Team at membership@ctbar.org or call our office at (860) 223-4400.
1. What benefits can I enroll in?
You can choose from several major medical plans, including low deductible, high deductible, and HSA-compatible options.
2. Am I required to be a CBA member to qualify for coverage?
Yes, membership in the CBA is required. If you are not a current member please join now.
3. When will my first payment be due?
Your first payment will occur on the 1st and 15th of the month following your completed enrollment.
4. When do my medical benefits take effect?
Coverage starts on the first day of the month after your initial payment. For example, if you enroll on May 1 and your first draft is processed on June 1, your benefits will begin July 1.
5. What steps do I need to complete to finalize my enrollment?
Step 1: Complete your profile
Step 2: Choose your benefit selections
Step 3: Submit your request
Step 4: Complete your I-9 and W-4 verifications
Step 5: Sign your new hire packet
Afterward, you’ll receive a Welcome Email with your enrollment guide.
6. Why is Form I-9 required?
All U.S. employers are required to complete Form I-9 to verify the identity and employment authorization of individuals hired to work in the United States.
7. Can I make changes to my benefits after enrolling?
Changes are allowed prior to application submission, during open enrollment, or if you experience a qualifying life event.
8. When is the annual review of this plan for rate changes?
The plan performance is reviewed every June and rates are adjusted accordingly.
9. When do deductibles and out-of-pocket maximums reset?
All major medical plan deductibles and out-of-pocket maximums reset on Jan. 1 each year.
10. Can my family access any services?
Yes! You may add family members to most benefits. Telehealth services include coverage for your family at no extra cost.
11. Which network are the health benefits associated with?
All major medical plans use the Anthem BlueCard PPO is a nationwide network.
12. What qualifies as a life event, and what should I do if one occurs?
Call our support team within 30 days of the event to make changes. Examples and required documentation include:
- Birth/adoption → Birth certificate or adoption record
- Marriage → Marriage certificate
- Divorce → Court documentation
- Relocation → Proof of new residency
For midyear changes call or email at 888-833-1099 or support@1099workers.com.
13. Can I cancel my benefits at any time?
Yes. You may end your association with 1099 Workers at any time by submitting written notice to cancellations@1099workers.com. Your benefits will remain active through the remainder of the month.
14. What are the options for dental and vision for this plan?
Stand alone dental and vision are available through BCBS and will be made available during the enrollment process.